Pricing & Financing

Medical finance by Nova

By doctors, with doctors, for you.

Nova Medical finance is New Zealand’s only specialist medical financier and has offered the flexibility of easy payment plans for procedures for more than fifteen years. They’ve helped thousands of kiwis get the procedures they need. Nova offers some of the lowest interest rates available, is often able to lend unsecured, and understands the unique requirements of borrowing for medical purposes. They understand the need for discretion and sensitivity when it comes to all things medical.

Applying a loan online is easy. Just visit

You can start an application to see if you would be likely to be approved, before going on to complete a full application at the same time or at a later date.

Why Nova

  • You can choose a repayment schedule that suits you – weekly, fortnightly or monthly
  • You can pay your loan off at a pace that suits you between 1 and 5 years
  • Interest rates vary from 11.95% up to 15.75% depending on your security and credit score
  • If you decide to pay off your loan early you will save
  • There are no early repayment fees

Apply now or check out their FAQ’s.

Frequently Asked Questions

What is included in the costs?

Every surgery is different based on your health, the outcome and other key factors. All pricing will include the following:

    • Surgeon
    • Hospital
    • Anaesthetist
    • Implants (if required)
    • Any Consumables
    • Follow-up consultation
    • Post-operative appointments

Where are you based?

We are based on Aucklands, North Shore in Takapuna but can complete surgery in different hospitals around Auckland.

Who are your surgeons?

We have 2 surgeons who can carry out your procedure. If it is a non surgical procedure we have nurses that can also support you. Meet the team here.

We recommend a consultation to learn more about your specific requirements.